The amount you pay for car insurance is determined in part by how likely you are to claim a pay-out and your job is one factor that is usually taken into account by insurance providers when weighing up the risks. How your job affects your car insurance premium.
On the flipside nurses are on average the cheapest profession to insure.
What job title gives you the cheapest car insurance. In contrast clerical and secretarial jobs were found to be cheapest for car insurance. Of the insurance jobs listed here actuaries make one of the highest salaries with a. According to recent research reported by thisismoneycouk the most expensive jobs for car insurance include fruit pickers labourers waiters and painters.
Thats not always the case but there are ways to lower your car insurance premium and improve the level of cover you enjoy. 266 Secretary And PA 288 Clerical Assistant 293 Local Government Officer 298 Medical Secretary 298 Secretary. This covers repairs to other peoples cars as well as fire or theft that affects your own vehicle.
A legal secretary might pay less than a law clerk while a café worker could be a better job title than kitchen worker. And if your insurance company finds out it could cancel your policy and add you to a central fraud database which other insurers can see – making it hard to get cover in future. For instance if youre a bricklayer you may also refer to yourself as a builder however our research found a difference in car insurance costs of around 40 between the two job titles.
The Wall Street Journal is reporting that state regulators in New York are weighing the merits of banning the use of questions about occupation to set insurance rates. The most expensive occupation is a. Basically the New York Department of Financial Services has asked four major insurers Allstate Geico Liberty Mutual and Progressive to justify why they should be allowed to continue this practice.
If you veer too far from your actual occupation though you could be guilty of fraud and you risk invalidating your insurance as well as facing a criminal conviction. Is there anything I can do to get a more favourable rate from my insurance provider. Fully comprehensive car insurance protects you your car and other motorists from damage.
For both the engineer and the lawyer as well as the bank clerk and the bookkeeper the cheapest quote came from Admiral Little Box a telematics-based car insurer. Here are some examples of some of these memberships. If youre looking for discounts on car insurance as a government employee remember this general rule of thumb.
The best level of cover you can get and these days the cheapest. Third-party fire and theft. Heres our guide to retired drivers getting a great car insurance deal at a keen price.
Making a car insurance claim. The personal details were the same for each quote only the job title changed. Perhaps some consolation in theregular debate over the wages nurses get for saving lives compared to.
Insurance Job Titles. The 10 cheapest jobs for car insurance. Retired drivers are among the safest on the road which should entitle them to some of the best carinsurance deals.
Actuaries use analysis to predict the risk that an event will occur. Putting down the wrong job could mean you get cheaper insurance quotes but its pointless because your insurance would be invalid. If youre a part of certain memberships or organizations through your job youll fall into this career category and thus get a discount.
Profession Average cost Retired. Interestingly car-based occupations provide the bookends for the table. If youre an office administrator and you want to say youre a driving instructor as its cheaper this is simple fraud.
But when you get a quote you have to choose from a pre-defined list and you might find that several job titles accurately describe what you do for a living for example mechanic and vehicle technician. Find out more. They help insurance companies decide how much to charge for various types of coverage.