Drivers with better jobs file less claims than drivers with high risk professions. For both the engineer and the lawyer as well as the bank clerk and the bookkeeper the cheapest quote came from Admiral Little Box a telematics-based car insurer.
The thats not a real job job titles.
What job title gets cheapest car insurance. While for some jobs your choice is limited there are also some that are niche overly specific or downright odd. Racing drivers and footballers take first and second position on the podium when it comes to costly car insurance premiums research has found. Do clerical jobs get cheaper car insurance.
Fruit and vegetable pickers have the highest average car insurance prices of 971 per year new research has revealed. In spite of their poor driving records doctors are still cheaper to insure. According to MoneySuperMarket data collected March 2020 How to lower your car insurance when youre out of.
Here are some which will make you scratch your head. For instance if youre a bricklayer you may also refer to yourself as a builder however our research found a difference in car insurance costs of around 40 between the two job titles. Is there anything I can do to get a more favourable rate from my insurance provider.
If youre an office administrator and you want to say youre a driving instructor as its cheaper this is simple fraud. If you veer too far from your actual occupation though you could be guilty of fraud and you risk invalidating your insurance as well as facing a criminal conviction. Its good news for mechanics but bad news for professional drivers.
Insurers deem this profession to have the riskiest drivers and price policies. Car dealers car salespeople and driving instructors all featuring in the top 20 most expensive occupations for car insurance. Registered Nurse Licensed Practical Nurse LPN Certified Nursing Assistant CAN Public Health Nurse PHN or Occupational Health Nurse.
In contrast clerical and secretarial jobs were found to be cheapest for car insurance. But your car insurance isnt just tied to your job. New research reveals the most expensive and cheapest job titles for car insurance.
The weirdest job titles on car insurance quotes. The Wall Street Journal is reporting that state regulators in New York are weighing the merits of banning the use of questions about occupation to set insurance rates. Basically the New York Department of Financial Services has asked four major insurers Allstate Geico Liberty Mutual and Progressive to justify why they should be allowed to continue this practice.
While you might expect high insurance premiums for some of these occupations it seems surprising that librarians have the fifth most expensive premiums. According to recent research reported by thisismoneycouk the most expensive jobs for car insurance include fruit pickers labourers waiters and painters. Secretaries medical secretaries legal secretaries personal assistants and clerical assistants are favoured by most insurers.
So why do doctors pay less for auto insurance than blue collar workers if they are involved in more car accidents. These are genuine job titles available to you when choosing your car insurance so they must be real jobs too. For example if you work as a Nurse you might get a different car insurance premium quote for more specific roles such as.
And if your insurance company finds out it could cancel your policy and add you to a central fraud database which other insurers can see – making it hard to get cover in future. A legal secretary might pay less than a law clerk while a café worker could be a better job title than kitchen worker. Changing your job title from unemployed to housewife or retired for example will shave almost a quarter off the average car insurance quote according to MoneySuperMarket data.