If you have questions about travel insurance and pregnancy we can help. Normal pregnancy unless as specifically covered fertility treatments childbirth or elective abortion other than unforeseen complications of pregnancy of you a traveling.
As such our travel insurance plans do not generally cover trip cancellations or interruptions directly or indirectly related to COVID-19.
Does allianz travel insurance cover pregnancy. What does travel insurance cover. Travel insurance from Allianz Global Assistance does not cover losses resulting from normal pregnancy or childbirth except as expressly covered under Trip Cancellation. Plans with medical benefits offered by Allianz Global Assistance on this site may provide coverage for emergency medical care related to a pregnancy before the 31-week mark assuming that there are no pre-existing complications or high-risk pregnancies and that the mother is a Canadian resident.
We know this gets confusing. Normal pregnancy can be considered a covered reason for trip cancellation if the pregnancy occurs after the effective date of coverage. Ad Volunteer insurance coverage.
When youre booking travel insurance policies with medical conditions included its important to know that pregnancy is not considered to be a pre-existing medical condition. This means if you must cancel or interrupt a trip because of a covered pregnancy complication your travel insurance may reimburse you for nonrefundable trip costs. Well only cover complications of pregnancy and childbirth abroad as described in the Definitions section of our policy wording.
If you are travelling to Canada and are not yet pregnant you may apply for the Allianz Global Assistance Inpatriates to Canada insurance plan. But there are certain things that you should be aware of before you travel while pregnant. Visit our website to learn more or call us to speak to one of our customer service experts.
Furthermore the cover doesnt include the charges relating to maternity pregnancy childbirth or any complications of pregnancy or childbirth. In general normal pregnancy is excluded from all travel insurance coverage with exclusion language like this. While normal pregnancy and childbirth are not covered unforeseen pregnancy complications may be a covered reason for trip cancellation or interruption.
Cover is not provided for curative or follow-up non-emergency treatment even if you are deemed unable to travel to a country within your geographical area of cover. That means your travel insurance may reimburse you for nonrefundable trip costs lost if you must cancel or interrupt your trip because of pregnancy complications. However we are pleased to announce the introduction of our Epidemic Coverage Endorsement to certain plans purchased on or after March 6 2021.
What does Pregnancy Travel Insurance cover. Travel insurance from Allianz Global Assistance can cover losses resulting from unforeseen pregnancy complications such as pre-eclampsia gestational diabetes or hyperemesis gravidarum. Plans are affordable particularly for families as many of the companys plans include free coverage for children aged 17.
Travel insurance from Allianz Global Assistance covers losses resulting from unforeseen pregnancy complications such as pre-eclampsia or pre-term labor. This pregnancy insurance plan has a condition stating that your expected date of delivery must be more than 10 months after your policy is in effect. If you are a tourist IECWorking Holiday participant or an International Student currently pregnant and thinking of delivering your child while in Canada we have a great option for you to stay safe with Travel Insurance Coverage for pregnancy complications.
Normal pregnancy or resulting childbirth other than complications of pregnancy So if normal pregnancy is specifically excluded from coverage how does travel insurance cover cancellation due to pregnancy. Allianz Travel Insurance provides customers with an extensive list of coverage options including single trip and annual insurance plans. Ad Volunteer insurance coverage.
Admiral Pregnancy Travel Insurance covers emergency medical treatment costs and repatriation as standard up to 20million depending on the level of cover chosen.